Effective date: January 1, 2020

Purchasing Programs or Services through LivingMindfullywithDeann.com or directly from Deann Jensen

You acknowledge that when using your credit or debit card that you have given us permission to automatically charge your credit or debit card as payment for any Program or Service you signed up for without any additional authorization.  You will receive an electronic receipt via your email address on file.

In the unlikely event that payment is not received on or by the due date, you will have a five day grace period to make the payment otherwise the Program or Service will not continue and we reserve the right to cease your access immediately and permanently.

If you fail to make your payment in a timely manner in accordance with these Terms and Conditions or you voluntarily decide to withdraw from any Program or Service at any time or for any reason whatsoever, you will still remain fully responsible for the full cost of the Program and/or Services.

All information obtained during your purchase or transaction for our Programs and Services and all of the information you give us as part of the transaction, such as your name, address, method of payment, credit or debit card number and billing information. may be collected by both us and our payment processing company.

You agree to only purchase goods or services for yourself or for another person that you are legally permitted to do so or for whom you have obtained the consent to provide their information.

All subscription services are subject to their scheduled time commitment.  Upon registering for a subscription you are required to continue payment until paid in full before canceling. 

Since we have a clearly defined Refund Policy in these Terms and Conditions that you have agreed to prior to completing the purchase of any of our Programs and Services, we do not tolerate or accept any type of chargeback, threat or actual chargeback from your credit card company.  In the event that a chargeback is placed on a purchase or we receive a chargeback threat during or after your purchase, we reserve the right to report the incident to all three credit reporting agencies or to any other entity for inclusion in any chargeback database which could have a negative impact on your credit report score.  The information reported will include your name, email address, order date, order amount and billing address.  

You release us and our payment processing company from any damages that you incur, and agree not to assert any claims against us or them, arising from your purchase through or use of our website or its content.

Refund Policy

Your satisfaction with our Programs and Services is important to us.  Yet, because of the extensive amount of time, effort, and preparation that goes into creating and/or providing our Programs and Services and accompanying materials, we have a no refund policy.  Unless otherwise provided by law, you acknowledge that we do not offer refunds for any portion of your payment for any of our Programs or Services and no refunds will be provided to you at any time.  By using and/or purchasing any of our Programs, Services or materials, you understand and agree that all sales are final and no refunds will be provided


Termination of Program or Services

You have the right to terminate your use of or participation in our Programs or Services at any time by sending an email to deann.jensen@ymail.com

We reserve the right in our sole discretion to refuse or terminate your access to our Programs, Services or program materials, in full or in part, at any time, without notice, by sending you an e-mail to the e-mail address you provided upon purchase of the Program or Service.

In the event of cancellation or termination by either of use, you will have 72 hours to pay any and all remaining payments or balances that are owed to us.

Upon termination by either of us, we reserve the right to immediately refuse or terminate your access to any aspect of our Program, Services or materials, including but not limited to access to our website, private forums, Facebook groups, e-mail communications or any other method of access related to our Programs, Services or materials at any time without notice and at our sole discretion.